Last updated: July 30, 2026. [REVIEW — attorney] This document is a working draft and must be reviewed by counsel before publication.
These Terms of Service govern your use of tobocapitalgroup.com, operated by Tobo Capital Group LLC. By using this site or submitting a request, you agree to these terms.
We are a broker, not a lender
Tobo Capital Group LLC is a commercial finance broker, not a direct lender. We arrange financing through third-party lender partners. All financing is subject to credit approval and to final terms set by the funding partner. Programs, rates and terms are subject to change without notice. [REVIEW — attorney]
Nothing on this website is an offer, commitment or guarantee of financing.
No financial or legal advice
Content on this site is provided for general information only. It is not financial, tax, accounting or legal advice, and it does not take your specific circumstances into account. You should consult your own advisors before entering into any financing agreement.
Figures and availability
Amounts, terms and timeframes described on this site — including decision and funding timeframes — describe what is typically available through our lender network. They are not promises about your particular request. Actual availability depends on the lender, the asset, your credit profile and your business circumstances. [REVIEW — attorney]
Your responsibilities
When you submit a request, you agree that:
- The information you provide is accurate and complete to the best of your knowledge
- You are authorized to submit the request on behalf of the business named
- You are at least 18 years old and using the site for business purposes
- You will not use this site for any unlawful or fraudulent purpose
Authorization to submit applications
By submitting a request, you authorize us to share the information you provide with lender partners for the purpose of evaluating your financing request. [REVIEW — attorney] Any hard credit inquiry requires your separate authorization.
Intellectual property
The content, design and marks on this site are owned by Tobo Capital Group LLC or its licensors and may not be copied or reused without permission, except as permitted by law.
Third-party links
This site may link to third-party websites. We do not control those sites and are not responsible for their content, terms or privacy practices.
Disclaimer of warranties
This site is provided “as is” and “as available” without warranties of any kind, express or implied, to the fullest extent permitted by law. [REVIEW — attorney]
Limitation of liability
To the fullest extent permitted by law, Tobo Capital Group LLC will not be liable for indirect, incidental, special, consequential or punitive damages arising from your use of this site. [REVIEW — attorney] The scope and any liability cap must be set by counsel.
Governing law
These terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles. [REVIEW — attorney] Venue, arbitration and class-action waiver provisions must be decided by counsel.
Changes to these terms
We may update these terms from time to time. Continued use of the site after changes take effect means you accept the revised terms.
Contact us
Tobo Capital Group LLC
2001 Butterfield Rd, Suite 320
Downers Grove, IL 60515
United States
Phone: (630) 686-6296
Email: funding@tobocapitalgroup.com