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WORKING CAPITAL — UP TO $500K

Move on opportunity
without slowing down.

Working capital for trucking companies with 6–18 month terms that follow your cash flow, so an unplanned week does not stop the trucks.

$500K
Working capital availablesubject to lender approval
6–18
Month termsstructure varies by profile
2–5 days
Typical funding windowonce documentation is in

WORKING CAPITAL

For the weeks that do not go
according to plan.

Working capital is short-term money for operating costs — not for buying a truck. If the goal is an asset, equipment financing is usually the cheaper structure.

01

Up to $500K

Sized to the gap you are actually covering, not to the maximum you could carry.

02

Fast turnaround

Decisions typically within 24 hours, funding typically within 2–5 business days.

03

Use it where it hurts

Fuel, payroll, repairs, insurance, growth — you decide where it goes.

A CLEAR PATH TO CAPITAL

Focused process.
Useful options.

A straightforward route from your initial request to a financing structure you can put to work.

01

Define the capital need

Share the amount, what it is covering, the timing, and a straight view of how the business is running right now.

02

Compare relevant options

We put the matching structures side by side and make the payment and term differences plain.

03

Choose and put it to work

Finish the funding partner’s documentation and deploy the capital where the pressure actually is.

STRAIGHT ANSWERS

Before you borrow,
know the trade-offs.

How is this different from a line of credit?

Working capital is a lump sum with a fixed term. A line of credit is revolving — you draw what you need, repay, and draw again.

Can I use it to buy a truck?

You can, but it is usually the wrong tool. Equipment purchases are better served by equipment financing, where the asset itself secures the deal.

How fast can the money arrive?

Decisions typically come back within 24 hours, with funding typically within 2–5 business days once documentation is complete.

What do I need to apply?

Usually basic business information and recent bank statements. Nothing on our form asks for your SSN or bank logins.

Does my credit score decide everything?

No. Time in business, monthly revenue and how consistently your receivables land all matter. Credit is one input among several.

CHECK YOUR OPTIONS

Ready to put capital
in motion?

Start with a few details. Explore your options with no obligation and no hard credit pull.

No obligationTypical 24-hour decision window
01 / 03 YOUR STARTING POINT
What will the capital cover?

Pick the closest one — it shapes which structures make sense.

How much capital?

A range is enough — nobody expects an exact figure this early.

Where should we follow up?

No SSN, no bank logins — just how to reach you.

Prefer to talk it through? Call (630) 686-6296

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